Long-term disability can arise from a variety of reasons. One of these reasons my be Fibromyalgia. Below is an explanation of the condition and a warning that making a claim for benefits may be a long and complex process. If you need help making such a claim, contact us. We are ready to help.
Fibromyalgia is a real condition which may have a great effect on an individual’s ability to work; however, fibromyalgia claims for ERISA long-term disability benefits are difficult and need extensive documentation.
Symptoms of fibromyalgia include widespread pain and fatigue; however, some tests may not show this. Fibromyalgia is not like other chronic conditions such Rheumatoid arthritis, Multiple Sclerosis, or degenerative disc disease. Fibromyalgia does not appear on what are called objective tests, such as MRIs, x-rays, or even blood tests. It is often difficult condition to diagnose.
Many ERISA and non-ERISA long-term disability claims are denied because the claimant does not maintain regular treatment with a physician. Treatment with a medical doctor is important in the evaluation of fibromyalgia. If the doctor does not see you on a regular basis, it may be difficult for them to have a clear picture of your struggle with this condition. It is also important to make sure the right specialist treats you. A rheumatologist is the specialist for a patient with chronic widespread pain often associated with fibromyalgia. You can get a referral to a rheumatologist from your primary care physician.
Don’t forget, it is important to make sure that all your symptoms are consistently documented with your medical providers. The insurance company looks for this in your medical records when deciding your claim.
If you are involved in a long-term disability claim and need a qualified attorney to review your case at no charge, please call the professionals at Cody Allison & Associates, PLLC (615) 234-6000. You can also visit our website LTDanswers.com. At Cody Allison & Associates, PLLC we fight denied long term disability claims everyday. It’s what we do. If you believe you have been wrongfully denied your ERISA, or non-ERISA, long-term disability benefits, give us a call for a free consultation. You can reach Cody Allison & Associates, PLLC at (615) 234-6000. We are based in Nashville, TN; however, we represent clients in many states (TN, KY, GA, AL, MS, AR, NC, SC, FL, MI, OH, MO, LA, VA, WV, just to name a few). We will be happy to talk to you no matter where you live. You can also e-mail our office at cody@codyallison.com. Put our experience to work for you. For more information go to www.LTDanswers.com.
Latest Posts
The Supreme Court Decision in Metropolitan Life v. Glenn
The case below examines the conflict of interest a plan administrator may have in the denial or payment of benefits under a long-term disability plan. If...
Oakley v. Remy International, Inc.
In this 2010 Middle District of Tennessee Case, the only connection between Tennessee and the putative class action filed under the Labor Management...
Oakley v. Remy International, Inc.
Exhaustion of Remedies
Below is an example of a provision in a long-term disability policy that can act as a "roadblock" to making a successful claim through the courts. In this...