by Cody AllisonHas UNUM Denied Your Long Term Disability Claim?
Many people are just not familiar with what to do if your benefit has been denied. Below is some explanation of what to do if your carrier is UNUM and they...
Read Moreby Cody AllisonSixth Circuit Decision Affirms 3,800,000.00 “Disgorgement Award”
We are asked if the insurance company can be "punished" for failure to pay off a rightful claim. Below is an example of that happening. One of...
Read Moreby Cody AllisonLong Term Disability Benefits Wrongfully Denied — Cigna to Pay Over $77 Million
Sometimes, people feel like they are having to fight against a faceless corporation that really doesn't have their best interests at heart, just to recover...
Read Moreby Cody AllisonI’m Getting Paid Under “Reservation of Rights” — What does this mean?
When you review your policy prior to filing a claim, you are probably going to run into terms in the policy that you don't understand. One of the terms...
Read Moreby Cody AllisonWill my long-term disability claim be denied if I do not have surgery?
Occasionally, we get clients or callers who are worried because their Dr. has recommended surgery and they just don't want to have surgery. This can...
Read Moreby Cody AllisonIf your doctor has not released you to go back to work, your disability claim can still be denied.
There are certain rules that every claimant must know when making a disability claim under a policy. These rules are usually outlined in your...
Read Moreby Cody AllisonDutkewych v. Std. Ins. Co.
In this 2015 ERISA case, there was substantial evidence that plaintiff's mental illness, whether or not related to chronic Lyme disease, contributed to his...
Read Moreby Cody AllisonDoe v. Std. Ins. Co.
In this 2017 ERISA case, an ERISA claims administrator acted arbitrarily and capriciously by determining an attorney's disability onset date based on when...
Read Moreby Cody AllisonGross v. Sun Life Assur. Co. of Can.
In this 2013 ERISA case, the longer-term disability benefits provided by an employer were subject to ERISA where the documents associated with the employee...
Read Moreby Cody AllisonColby v. Union Sec. Ins. Co.
In this 2013 ERISA case, the plaintiff claimant exhausted her administrative appeals and brought suit against defendant long term disability plan...
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