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Below is an explanation of the "safe harbor" provision under ERISA.  As you will learn in dealing with your claim,...

Once a long term disability payment amount is reached, the question of a future benefit buyout may arise.  Sometimes, the...

Long-term disability can arise from a variety of reasons.  One of these reasons my be Fibromyalgia.  Below is an explanation...

When there is a dispute regarding your disability, any court hearing comes down to a "battle of the experts."  In...

Just like most areas of the law, long term disability policies have their own "jargon" that you need to be...

Depending on your medical condition, it is necessary to seek out the appropriate kind of doctor to be treated by...

Just because an insurance company tells you something it true, does not make it so, especially something as subjective as...

Many people are just not familiar with what to do if your benefit has been denied.  Below is some explanation...

We are asked if the insurance company can be "punished" for failure to pay off a rightful claim.  Below is...

Sometimes, people feel like they are having to fight against a faceless corporation that really doesn't have their best interests...