by Cody AllisonWhat is the ERISA “Safe Harbor” Provision And Why Should I Care?
Below is an explanation of the "safe harbor" provision under ERISA. As you will learn in dealing with your claim, there are all sorts of wrinkles in...
Read Moreby Cody AllisonLong-Term Disability Future Benefit Buyout
Once a long term disability payment amount is reached, the question of a future benefit buyout may arise. Sometimes, the insurer or the insured wants to...
Read Moreby Cody AllisonFibromyalgia In Long Term Disability Claims
Long-term disability can arise from a variety of reasons. One of these reasons my be Fibromyalgia. Below is an explanation of the condition and a warning...
Read Moreby Cody AllisonTreating Doctor v. Insurance Company’s Doctor
When there is a dispute regarding your disability, any court hearing comes down to a "battle of the experts." In these case of long term disability, the...
Read Moreby Cody AllisonUnderstanding The Definitions in Your Long-Term Disability Policy for Own Occupation to Any Occupation
Just like most areas of the law, long term disability policies have their own "jargon" that you need to be familiar with to make a claim. Below, you will...
Read Moreby Cody AllisonSystemic Lupus Erythematosus
Depending on your medical condition, it is necessary to seek out the appropriate kind of doctor to be treated by in order to make a claim under a long-term...
Read Moreby Cody AllisonMy Long Term Disability Insurance Company Thinks I’m “Cured.”
Just because an insurance company tells you something it true, does not make it so, especially something as subjective as when you are well enough for...
Read Moreby Cody AllisonHas UNUM Denied Your Long Term Disability Claim?
Many people are just not familiar with what to do if your benefit has been denied. Below is some explanation of what to do if your carrier is UNUM and they...
Read Moreby Cody AllisonSixth Circuit Decision Affirms 3,800,000.00 “Disgorgement Award”
We are asked if the insurance company can be "punished" for failure to pay off a rightful claim. Below is an example of that happening. One of...
Read Moreby Cody AllisonLong Term Disability Benefits Wrongfully Denied — Cigna to Pay Over $77 Million
Sometimes, people feel like they are having to fight against a faceless corporation that really doesn't have their best interests at heart, just to recover...
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