Blog

Treating Doctor v. Insurance Company’s Doctor
October 24, 2023
Treating Doctor v. Insurance Company’s Doctor
Author IconBy codyallisonstg
When there is a dispute regarding your disability, any court hearing comes down to a "battle of the experts."  In...
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Understanding The Definitions in Your Long-Term Disability Policy for Own Occupation to Any Occupation
October 6, 2023
Understanding The Definitions in Your Long-Term Disability Policy for Own Occupation to Any Occupation
Author IconBy codyallisonstg
Just like most areas of the law, long term disability policies have their own "jargon" that you need to be...
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Systemic Lupus Erythematosus
October 3, 2023
Systemic Lupus Erythematosus
Author IconBy codyallisonstg
Depending on your medical condition, it is necessary to seek out the appropriate kind of doctor to be treated by...
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My Long Term Disability Insurance Company Thinks I’m “Cured.”
September 29, 2023
My Long Term Disability Insurance Company Thinks I’m “Cured.”
Author IconBy codyallisonstg
Just because an insurance company tells you something it true, does not make it so, especially something as subjective as...
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Has UNUM Denied Your Long Term Disability Claim?
September 22, 2023
Has UNUM Denied Your Long Term Disability Claim?
Author IconBy codyallisonstg
Many people are just not familiar with what to do if your benefit has been denied.  Below is some explanation...
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Sixth Circuit Decision Affirms 3,800,000.00 “Disgorgement Award”
September 15, 2023
Sixth Circuit Decision Affirms 3,800,000.00 “Disgorgement Award”
Author IconBy codyallisonstg
We are asked if the insurance company can be "punished" for failure to pay off a rightful claim.  Below is...
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Long Term Disability Benefits Wrongfully Denied — Cigna to Pay Over $77 Million
September 12, 2023
Long Term Disability Benefits Wrongfully Denied — Cigna to Pay Over $77 Million
Author IconBy codyallisonstg
Sometimes, people feel like they are having to fight against a faceless corporation that really doesn't have their best interests...
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I’m Getting Paid Under “Reservation of Rights” — What does this mean?
September 8, 2023
I’m Getting Paid Under “Reservation of Rights” — What does this mean?
Author IconBy codyallisonstg
When you review your policy prior to filing a claim, you are probably going to run into terms in the...
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Will my long-term disability claim be denied if I do not have surgery?
September 5, 2023
Will my long-term disability claim be denied if I do not have surgery?
Author IconBy codyallisonstg
Occasionally, we get clients or callers who are worried because their Dr. has recommended surgery and they just don't want...
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If your doctor has not released you to go back to work, your disability claim can still be denied.
September 1, 2023
If your doctor has not released you to go back to work, your disability claim can still be denied.
Author IconBy codyallisonstg
There are certain rules that every claimant must know when making a disability claim under a policy.  These rules are...
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