In this 2017 case, where an ERISA claims administrator terminated a recipient’s long-term disability benefits, substantial evidence supported the decision, including that treatment notes reflected continued improvement in her anxiety and depression, and nothing in the record demonstrated that the medications themselves prevented her from working. The administrator was not required to personally examine her because the plan did not require a personal examination, even if the disability was mental illness. The administrator was not judicially estopped from arguing the recipient was not disabled because that position was inconsistent with the position it took when it required her to apply for SSA benefits, paid for her SSA representation, and benefitted from her receiving those benefits, because the ERISA standard for disability benefits was different than that for SSA benefits.
Judgment affirmed.
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