Blog
I’m Getting Paid Under “Reservation of Rights” — What does this mean?
When you review your policy prior to filing a claim, you are probably going to run into terms in the policy that you don't understand. One of the terms...
Read MoreWill my long-term disability claim be denied if I do not have surgery?
Occasionally, we get clients or callers who are worried because their Dr. has recommended surgery and they just don't want to have surgery. This can...
Read MoreIf your doctor has not released you to go back to work, your disability claim can still be denied.
There are certain rules that every claimant must know when making a disability claim under a policy. These rules are usually outlined in your...
Read MoreDutkewych v. Std. Ins. Co.
In this 2015 ERISA case, there was substantial evidence that plaintiff's mental illness, whether or not related to chronic Lyme disease, contributed to his...
Read MoreDoe v. Std. Ins. Co.
In this 2017 ERISA case, an ERISA claims administrator acted arbitrarily and capriciously by determining an attorney's disability onset date based on when...
Read MoreGross v. Sun Life Assur. Co. of Can.
In this 2013 ERISA case, the longer-term disability benefits provided by an employer were subject to ERISA where the documents associated with the employee...
Read MoreColby v. Union Sec. Ins. Co.
In this 2013 ERISA case, the plaintiff claimant exhausted her administrative appeals and brought suit against defendant long term disability plan...
Read MoreSloan v. Hartford Life and Accident Ins. Co.
In this 2006 ERISA case, the appellant insurer challenged the U.S. District Court's determination that the appellee injured party qualified for long-term...
Read MoreHampton v. Reliance Std. Life Ins. Co.
In this 2014 ERISA case, where a claimant was diagnosed with insulin-dependent diabetes mellitus, a claims-review fiduciary did not abuse its discretion...
Read MoreRote v. Titan Tire Corp.
In this 2010 ERISA case, the Appellate pan administrator appealed from the U.S. District Court for the Southern District of Iowa, which held that the...
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