by Cody AllisonTreating Doctor v. Insurance Company’s Doctor
When there is a dispute regarding your disability, any court hearing comes down to a "battle of the experts." In these case of long term disability, the...
Read Moreby Cody AllisonUnderstanding The Definitions in Your Long-Term Disability Policy for Own Occupation to Any Occupation
Just like most areas of the law, long term disability policies have their own "jargon" that you need to be familiar with to make a claim. Below, you will...
Read Moreby Cody AllisonSystemic Lupus Erythematosus
Depending on your medical condition, it is necessary to seek out the appropriate kind of doctor to be treated by in order to make a claim under a long-term...
Read Moreby Cody AllisonMy Long Term Disability Insurance Company Thinks I’m “Cured.”
Just because an insurance company tells you something it true, does not make it so, especially something as subjective as when you are well enough for...
Read Moreby Cody AllisonHas UNUM Denied Your Long Term Disability Claim?
Many people are just not familiar with what to do if your benefit has been denied. Below is some explanation of what to do if your carrier is UNUM and they...
Read Moreby Cody AllisonSixth Circuit Decision Affirms 3,800,000.00 “Disgorgement Award”
We are asked if the insurance company can be "punished" for failure to pay off a rightful claim. Below is an example of that happening. One of...
Read Moreby Cody AllisonLong Term Disability Benefits Wrongfully Denied — Cigna to Pay Over $77 Million
Sometimes, people feel like they are having to fight against a faceless corporation that really doesn't have their best interests at heart, just to recover...
Read Moreby Cody AllisonI’m Getting Paid Under “Reservation of Rights” — What does this mean?
When you review your policy prior to filing a claim, you are probably going to run into terms in the policy that you don't understand. One of the terms...
Read Moreby Cody AllisonWill my long-term disability claim be denied if I do not have surgery?
Occasionally, we get clients or callers who are worried because their Dr. has recommended surgery and they just don't want to have surgery. This can...
Read Moreby Cody AllisonIf your doctor has not released you to go back to work, your disability claim can still be denied.
There are certain rules that every claimant must know when making a disability claim under a policy. These rules are usually outlined in your...
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